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Best Personal Loan Interest Rates Available from India's Top Banks

Bank Name
Interest Rate
Processing Fee
Loan Amount/Tenure
HDFC Bank Personal Loan HDFC Bank Personal Loan
10.5% - 24%
Up to 2.5%
₹50K - ₹40L Tenure(Up to 5 Years)
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ICICI Bank Personal Loan ICICI Bank Personal Loan
10.75% - 19%
Up to 2.5%
₹50K - ₹25L Tenure(1 - 6 Years)
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Axis Bank Personal Loan Axis Bank Personal Loan
10.49% - 21%
Up to 2%
₹50K - ₹15L Tenure(1 - 5 Years)
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IDFC FIRST Bank Personal Loan IDFC FIRST Bank Personal Loan
10.49% - 36%
Up to 3.5%
Up to ₹1Cr Tenure(1 - 5 Years)
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YES Bank Personal Loan YES Bank Personal Loan
10.49% - 19%
2% - 2.5%
₹1L - ₹40L Tenure(1 - 5 Years)
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Fullerton India Personal Loa Fullerton India Personal Loa
11.99%
Up to 6%
₹50K - ₹25L Tenure(1 - 5 Years)
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InCred Financial Services InCred Financial Services Personal Loan
16% - 36%
Up to 2%
₹75K - ₹15L Tenure(1 - 5 Years)
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Hero FinCorp Personal Loan Hero FinCorp Personal Loan
Up to 25%
Up to 2%
₹50K - ₹5L Tenure(1 - 10 Years)
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Poonawalla Fincorp Limited Personal Loan Poonawalla Fincorp Limited Personal Loan
9.99%
1% - 2%
₹3L - ₹10L Tenure(1 - 5 Years)
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Kotak Bank Personal Loan Kotak Bank Personal Loan
10.99%
Up to 3%
₹50K - ₹25L Tenure(1 - 5 Years)
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Bajaj Finserv Personal Loan Bajaj Finserv Personal Loan
11%
Up to 3.93%
Up to ₹25L Tenure(1 - 5 Years)
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Tata Capital Financial Service Tata Capital Financial Service
10.99%
Up to 2%
₹75K - ₹35L Tenure(1 - 6 Years)
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Aditya Birla Finance Limited P Aditya Birla Finance Limited P
13% - 28%
Up to 3%
Up to ₹50L Tenure(1 - 7 Years)
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CITI Bank Personal Loan CITI Bank Personal Loan
10.75% - 14.99%
Up to 1.5%
₹50K - ₹30L Tenure(1 - 5 Years)
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RBL Bank Personal Loan RBL Bank Personal Loan
14% - 23%
Up to 3.5%
₹1L - ₹20L Tenure(1 - 5 Years)
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Clix Capital Personal Loan Clix Capital Personal Loan
14.99% - 24.99%
Up to 2%
₹1L - ₹25L Tenure(1 - 4 Years)
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Capital First Ltd. Personal Loan Capital First Ltd. Personal Loan
10.49%
Up to 2%
₹1L - ₹40L Tenure(1 - 5 Years)
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Loantap Credit Products Private Limited Personal Loan Loantap Credit Products Private Limited Personal Loan
11% - 24%
Up to 2%
₹50K - ₹10L Tenure(1 - 5 Years)
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Paysence Service Pvt Ltd Personal Loan Paysence Service Pvt Ltd Personal Loan
16% - 36%
Up to 2.5%
₹5K - ₹5L
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FT Cash Personal Loan FT Cash Personal Loan
12.15%
2%
₹1L - ₹5L Tenure(1 - 5 Years)
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Muthoot Finance Ltd Personal Loan Muthoot Finance Ltd Personal Loan
14% - 22%
Up to 3.5%
₹50K Tenure(1 - 5 Years)
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IndiaBulls Personal Loan IndiaBulls Personal Loan
13.99%
Up to 3%
₹1K - ₹15L Tenure(0 - 2 Years)
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Deutsche Bank Personal Loan Deutsche Bank Personal Loan
Up to 24%
Up to 2%
₹50K - ₹15L Tenure(1 - 4 Years)
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L&T Finance Personal Loan L&T Finance Personal Loan
11% - 19%
Up to 1%
Up to ₹45K Tenure(Up to 2 Years)
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Tata Capital Housing Finance Limited Tata Capital Housing Finance Limited
10.99%
Up to 2.5%
Up to ₹35L Tenure(Up to 6 Years)
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Bank of Maharashtra Personal Loan Bank of Maharashtra Personal Loan
9.5%
Up to 1%
Up to ₹20LTenure(Up to 7 Years)
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Karnataka Bank Personal Loan Karnataka Bank Personal Loan
13.15%
0.5%
Up to ₹50L Tenure(Up to 5 Years)
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AU Small Finance Bank Personal Loan AU Small Finance Bank Personal Loan
Up to 30%
Up to 4%
Up to ₹10L Tenure(1 - 5 Years)
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Punjab & Sind Bank Personal Loan Punjab & Sind Bank Personal Loan
10.9%
Up to 1%
Up to ₹10L Tenure(Up to 5 Years)
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Karur Vysya Bank Personal Loan Karur Vysya Bank Personal Loan
9.4% - 19%
Up to 1.5%
Up to ₹75L Tenure(Up to 6 Years)
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HSBC Personal Loan HSBC Personal Loan
9.75% - 16%
Up to 1%
Up to ₹15L Tenure(Up to 5 Years)
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MoneyWide Personal Loan MoneyWide Personal Loan
17% - 32%
Up to 3.75%
Up to ₹25L Tenure(Up to 7 Years)
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